Annualized rate of return for a stock is based on
18 Jan 2013 But if 12% isn't a reasonable rate of return on the money you invest, then what is? were deemed to be less in demand (based on perceived value). through 2019, the S&P 500 had an average annual return of 9.70% and the 20-year average is 5.98%. Does that something have to be the stock market?